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AnyTime® plans are unique. They’re issued for a period of one year and during the year you’re covered for as many international trips as you want to take. Keep in mind the duration of coverage for any one trip will either be 30 days or 45 days, depending on your selection when you purchased AnyTime. There’s no need to let us know when you’re traveling: just go.
When you buy an AnyTime plan you choose either our AnyTime30 or AnyTime45. The number in the plan name refers to the maximum length of coverage for any trip you take throughout the year. If your trips are typically less than 30 days , it makes the most
sense for you to buy our AnyTime30; if your trips are usually closer to 45 days in length, then AnyTime45 is the plan for you. It’s important to know: if you have the AnyTime30 plan and your trip goes longer than 30 days, you will only be covered
during the first 30 days of your trip. The same goes for the first 45 days of your trip on our AnyTime45 plan. So if you find that your trip is longer than your AnyTime coverage, just contact the PCYOU team and we’ll fix you up with
a plan for the excess days.
Get a Quote
Get a Quote
|Maximum individual trip length|
Medical benefits & Limits
|Deductible per Insured Person per covered trip||$250|
|Maximum Benefit per Insured Person per Certificate Period||
Age 14 days through 69
Excluding US – Age 70 through 74
Including US – Age 70 through 74
Age 75 and older
|Virtual Medicine (telamed) Consultation||$25 Co-pay|
|Hospital Inpatient and Outpatient care|
|Doctors Office, Urgent Care Center and Walk-in Clinic visits|
|Labs, X-rays & Prescription Drugs|
Transportation benefits & Limits
|Emergency Medical Evacuation||
Age 14 days though 64
65 through 75
Age 76 and older
|Repatriation of Remains||$50,000|
|Return of Minor Child(ren)||$50,000|
|Local and Interfacility Ambulance|
|Natural Disaster Daily Accommodations|
|Political Evacuation and Repatriation||$10,000|
Lump Sum Benefits
(Benefit reduces based on age.)
|Up to $25,000|
|Accidental Dismemberment||50% of Accidental Death benefit|
|Common Carrier Accidental Death||100% of Accidental Death benefit|
|Lost Checked Luggage|
PERSONAL EQUIPMENT COVERAGE (OPTIONAL)
|Covered Sports Equipment||Optional|
|Covered Photography Equipment||Optional|
|Covered Electronics and Communication Equipment||Optional|
Adventure Sports Coverage (Optional)
Medical and Transportation Benefits
(applies to Mountaineering, Marine, Aerial & Winter Sports specified in your Certificate)
|Includes Eligible Medical and Transportation Expenses (subject to Deductible and Coinsurance)||Optional|
|Get a Quote||Get a Quote|
To secure coverage for a year of international travel using one of our two popular AnyTime plans, click Get a Quote.
Medical Benefits are included in every AnyTime® Insurance plan, for treatment of unforeseen illnesses and injuries that occur during your travels outside of your home country.
Transportation Benefits include coverage for emergency medical evacuation, local and interfacility ambulance, trip interruption, repatriation of remains services and more.
Lump Sum Benefits include Accidental Death and Dismemberment, Common Carrier and Hospital Indemnity coverage.
Other benefits include Emergency Dental, Lost Checked Luggage, Natural Disaster Accommodation Replacement, Political Evacuation and Repatriation, and more.
Adventure Sports coverage option provides Medical and Transportation benefits while participating in Adventure Sports named in the Certificate.
Personal Equipment option provides coverage for listed covered Sports Equipment, Photography Equipment, Electronics and Communications Equipment and more.
AnyTime® travel insurance is offered by Point Comfort Underwriters®(PCU), a health services organization headquartered in the international insurance center of Indianapolis, Indiana. PCU is proud to provide state-of-the-art services to all AnyTime travelers. Our dedicated staff brings over a century of combined experience to the table and stands ready to serve you 24/7/365.
We also understand that many prefer the convenience of self-service. So we empower all AnyTime customers with a personal travel insurance portal, PCYOU, a secure client access site where you can take care of most routine needs.
We hope your time abroad is safe, happy and inspiring, but
we understand bad things can happen to anyone, anywhere in the world. Talented, compassionate people using advanced digital technology to deliver the best possible outcomes you, wherever in the world your travels take you—that’s service the PCU way!
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