What is my Coinsurance under my TripTime plan?
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Coinsurance is the percentage of Eligible Medical Expenses you must pay, in excess of your Deductible. If you incur Eligible Medical Expenses outside the US, you pay no Coinsurance. If you incur Eligible Medical Expenses in the US but not with a Preferred Medical Provider, PCU pays 50% of covered charges after you pay a $350 co-pay. If you incur Eligible Medical Expenses in the US with a Preferred Medical Provider, PCU pays 100% of network discounted charges.